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How Much Is Your Auto Accident Compensation Worth?

Damages for car accidents are designed to compensate the victims of the crash. Some of these include costs of property damage and medical bills. Other damages are not economic, like pain and suffering.

In New York you have three years from the date of an accident to make a claim. However, waiting too long can hurt your case. Evidence could be lost over time or destroyed. Witnesses could forget important information.

Damages

In the event of a crash in a car victims could be awarded compensation for the economic loss they suffered including medical expenses and lost wages. They may also be awarded compensation for non-economic injuries, like pain and suffering. The amount of compensation you are entitled to depends on how serious your injuries are and the impact they have on your life.

A skilled auto accident lawyer can help you determine the worth of your injuries and damage to your property, and negotiate an equitable settlement with the insurance company. Be aware that insurance companies are in business to make money. They will do everything they can to settle your claim as cheaply as they can. You need a lawyer who knows how to fight for the highest amount of money that you deserve.

In addition to the cost of repairing your vehicle, you can also claim compensation for personal items that were damaged during the accident. Jewelry, clothes, and shoes are all included. You may also receive compensation for the costs of garden maintenance, housekeeping or childcare, if can't do these things due to injuries.

Your deductible is also a part of the equation when determining how much your claim is worth. You'll have to first pay your deductible before the insurance company begins to pay for the damages. You may then sue the person at fault to recover any remaining damages.

Medical bills

Medical bills arising of a car accident could quickly grow. The average cost of an ambulance ride, hospital stay and inpatient therapy can reach tens of thousands dollars or more. Moreover, the cost of physical therapy, prescription drugs and other medical care could continue to rise as the injured person continues to recover.

If a driver is found to be at the fault in a lawsuit, they are responsible for the victim's damages including medical costs. However it is not the law to normally require the at-fault party to pay the victim's medical bills on a regular basis.

Unless you live in a state with no-fault laws, the first step to claim medical bill compensation is to submit an application to your auto accident lawsuits insurance provider for PIP (personal injury protection) coverage. This insurance may pay for all or a portion of your medical costs, according to the limits of your policy.

You should also submit a claim to the at-fault driver's car insurance for any liability insurance they carry in addition to the uninsured motorist coverage of your own car policy. These policies could reimburse you for medical expenses, but they typically contain deductibles and other conditions. A lawyer with experience can help you navigate through the process of getting medical bills paid. This will enable you to reduce the amount you spend on medical expenses and instead focus on recovering.

Loss of wages

Injuries from car accidents could keep you out of work. This could leave you without income and struggling to pay your bills. You may need to borrow money from your friends or family. Settlements can take months. In that time, you will need to continue paying the bills out of your own pocket and then wait for the settlement.

A claim for lost wages can aid you in recovering the money you would have earned if not for the injuries sustained in your car accident. This can include hourly earnings and salary, but could also include other financial benefits such as bonuses and raises. Your lawyer can assist you determine the amount of lost earnings.

You can either file a claim with a no-fault insurer or sue the party at fault for lost wages. The claim is usually made up of your medical bills, proof of absences due to your injuries, and the evidence of your loss in earnings capacity. This is often called a demand package.

You will be required to submit a written statement from the employer verifying the details of your employment, including the days that you were absent because of your injury as well as the hours you normally work. You'll need your paystubs, tax forms and other relevant documents. Your lawyer can assist you in obtaining these documents and preparing a compelling demand to present to the insurance company or judge in your case.

Pain and suffering

Although some expenses incurred in accidents can be estimated to the penny, such as medical bills, emergency services as well as surgery costs, medications and lost wages, other expenses are not. These unquantifiable damages are called pain and suffering and play an important part in the compensation claim of a victim.

Both the emotional and physical effects of an accident are associated with suffering and pain. A victim's injuries may have a lasting impact on their lives, resulting in permanent disability, auto accident Lawyer or even death. A person suffering from a debilitating head injury, for example might never be functional or work normally. These types of injuries often need a substantial settlement.

In the majority of cases, the amount and suffering a victim receives is determined by the severity of the injury and the impact it had on their life. An experienced lawyer will look into the specifics of your case to determine the appropriate settlement. They will use the previous settlement amounts for similar accidents injuries as a basis in order to give you an idea of the amount your case is worth.

Insurance companies try to undermine the claims of victims for suffering and pain in the belief that their injuries are not sufficiently severe. An experienced lawyer will fight these tactics and negotiate with the insurer on your behalf to ensure that you receive an honest settlement.