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How to File an Auto Accident Claim

In states with no fault, your insurance company will cover the cost of medical treatment and lost wages, regardless of who is responsible for the accident. They'll also require you to review documents and gather evidence (photos witness testimony medical records and expense reports).

The amount you receive is dependent on the severity of injuries and the amount of expenses. This article will help you understand the steps of filing an auto accident Lawyer accident claim.

Report the Accident

It's crucial to notify a car crash as soon as you can. In several states, you'll need to do this to the local police department or county sheriff, state police or Department of Motor Vehicles.

If possible, take pictures of the crash scene. You can use this to help you remember the accident as well as to help with your insurance claim. For instance, photos can show skid marks, damage to vehicles as well as weather conditions and other important details.

It's also a good idea to get the other driver's details including their name as well as the insurance company. If possible, you should also ask to see their driver's licence and car registration.

You should also record what you saw and the events that occurred. Remember, memory is unreliable If you don't record what happened and what happened, you could be at fault for damages or injuries that are not obvious later. In addition, if do not report the incident your insurance company could refuse to cover any damages that result from it. Go through your policy, or contact your agent to determine the requirements for filing an accident report.

Seek medical attention

Following a car accident, you must seek medical treatment and be assessed to determine if there are any injuries. You can avoid future complications by visiting a doctor as quickly as you can. This can also help your case when negotiating with the insurer.

If you can, try to visit a hospital emergency room after an accident. This is because hospitals have access to the top surgeons, doctors, and medical supplies. It isn't easy for insurance companies and defense attorneys to deny injuries sustained in the hospital.

Car accidents can cause injuries ranging from minor bruising, up to severe internal injuries like paralysis or traumatic brain injury. Even if you don't feel any initial symptoms like stiffness or pain, it is important to see a doctor. These records are crucial in proving that you've sustained injuries in connection with the crash.

Our Denver car accident lawyers will use these records to establish a convincing case that the actions of the at-fault motorist caused your injuries and that you should be awarded fair compensation for your injuries.

Take Pictures

Photograph the scene of the accident as quickly as possible, but ideally before police arrive. If you are able, capture all the damaged vehicles from various vantage points. It is also essential to capture closeup photos of the vehicle and auto accident lawyer any other evidence of importance (such as shattered glass or deployed airbags) as long as you are able do this. If you aren't able to take close-ups of your vehicle you can place an object like an empty penny in the photo to give it some scale. It's also helpful to capture photos using and without a flash, as different lighting conditions could reveal details that are not obvious.

It is also important to take photos of any injuries you suffered during the accident. Cuts, bruises and scrapes will fade over time, so your photos will serve as valuable evidence of your injuries later on. It's also an excellent idea to snap pictures of other aspects that relate to the incident (such as traffic signals, road signs weather conditions, road debris) since they can help paint a clearer picture of what happened.

Contact Your Insurance Company

Contacting your insurance company is important regardless of whether or not you are planning to file a claim due to a car accident. You might be required to do so according to your policy, however even if not an attorney, you will need the details of your losses in order to back up your claim (such as medical bills and repair expenses).

Besides getting your own vehicle's information and identifying the other drivers involved in the incident, you should also collect any other relevant information at the scene, says Luna. You should ask to see the insurance card of the other driver and make sure that you have their name, address, contact number, and details about their car insurance (company, policy numbers). If there are witnesses, you should try to get their names and contact numbers, too.

It's essential to remain calm, even while the last thing you would like to do following a car accident is to argue with insurance companies. If you're emotional the statements you make could be later used against you in the process. It is best to have an attorney manage the negotiations. They will be able to ensure that you don't say anything that can later be used against you.

Contact an attorney

An experienced attorney can assist you in negotiating with the insurance company to obtain an equitable settlement. They will review all of your medical records and bills, and work with doctors to determine the full extent and severity of your injuries. Insurance companies won't give you a fair amount when they haven't been given complete and accurate documents.

You may be entitled noneconomic damages, such as pain and suffering, in addition to your economic losses. If the other driver was found to have acted with gross inattention or recklessness and the court awards additional compensation, referred to as punitive damages.

If the driver at fault fled the scene, you will have to report the incident to the police. You must also get an original crash report from the precinct or online. This is needed to start a lawsuit or file a no fault case. New York has specific laws that regulate auto accidents. An experienced lawyer can explain these rules.