Five Killer Quora Answers To Auto Accident Attorneys
Auto Accident Attorneys
You could be faced with high medical bills, a decreased income, and suffering and pain in the aftermath of a car crash. The person responsible for your accident must be held accountable for these losses.
A skilled New York City auto accident lawyer can assist you in seeking the full amount of compensation for all your losses. A car accident lawyer will protect you from unjustified insurance denials.
Distracted driving
Every driver has a duty to operate their vehicle safely and keep their focus on the road. Distracted driving is a major cause of near-collisions and collisions, and it can be extremely dangerous for other motorists on the road. If you've been injured due to a distracted driver you could be entitled to compensation.
While many people think of texting and talking on the phone when they hear the term distracted driving it's actually any activity that takes your hands off of the steering wheel, your eyes off of the road, or takes your mind off the task at the moment. This includes eating, reaching into the car to get items or passengers, and adjusting the controls on the dashboard like the radio or temperature. It can also involve personal grooming such as shaving or applying make-up.
According to research conducted by the National Highway Traffic Safety Administration (NHTSA) and the Virginia Tech Transportation Institute (VTTI) approximately 80 percent all crashes and 65 percent of near-collisions are the result of distracted driving. If you take your eyes off the road for five seconds while driving at 55 mph could double your crash risk.
If you've been injured in an accident caused by a distracted driver, an experienced auto accident attorney can help. They can look into your case and present the most convincing arguments for compensation which includes covering all of your future and current expenses.
Car crashes
Car accidents can take a variety of forms such as simple fender benders, to devastating head-on collisions. The kind of accident determines liability, as does the severity and nature of injuries to the victims and their financial losses.
National Highway Traffic Safety Administration (NHTSA) crash statistics reveal that driver error is the primary cause of motor vehicle accidents. Even the tiniest of distractions like flipping through radio stations making-up or reading a map - can result in a serious accident. Other causes of car accidents are speeding, reckless driving drunk driving, unsafe road conditions and weather, as well as elderly or inexperienced drivers.
A experienced New York City car accident lawyer will analyze your case and identify all parties responsible for your financial losses and injuries. They can also negotiate with the defendant's insurance company to negotiate an acceptable settlement for your claim.
An experienced attorney for auto accident attorneys accidents can assist you in getting the compensation you deserve for your injuries and losses, including past and future medical costs, lost earnings, emotional and physical stress, and other damages. They can also ensure that your accident claim includes coverage for under-insured or uninsured motorists, if necessary. This is particularly crucial if the driver at fault doesn't have insurance, or has the minimum amount required by New York law.
Motorists who are uninsured or underinsured
Certain drivers do not have insurance while others have minimal coverage. It is difficult to obtain compensation if an under-insured or uninsured driver causes a collision. In these situations it is crucial to have a knowledgeable lawyer representing you and the insurer.
When the other driver's liability limits aren't high enough to pay for your losses, you may be able to file a claim under your own insurance policy's underinsured/uninsured motorist coverage. This type of coverage is usually part of a full-coverage insurance policy, and it can provide you with important protections in the event of a serious accident.
The process to file a UIM/UM is similar to the usual claim for a car accident. It is usually a matter of submitting copies of your medical bills and auto repair bills. The insurance company will analyze these along with other documents to determine if your losses fall within the boundaries of the other driver's insurance.
It is recommended to speak with a New York City car accident attorney as soon as possible after the accident and file an immediate claim for UIM/UM and especially when the other driver says they don't have or have insufficient insurance coverage. This allows your lawyer to work with the other driver's insurance provider and their own underinsured/uninsured coverage providers to get you maximum compensation for your loss.
Property damage
If your car is damaged in an accident, you are able to claim compensation through the insurance company of the party who was at fault. Our lawyers can help you file a claim for both economic and non-economic damage, including the cost of medical bills and lost income. You may also be able to receive compensation for your pain and suffering.
We will document every physical evidence you have in your case. This includes taking photos of the accident scene as well as your property and any damage, including cracks and dents. We will also collect any police reports or accidents and any witness information.
The prevailing law in New York State is comparative negligence meaning that even if you're found to be partially accountable for the accident the amount of your damages will be reduced by the percentage of responsibility you are liable for. Additionally, the defendant could be found to be completely responsible for the accident and Auto accident attorneys therefore not eligible to claim any compensation in any way.
Be sure not to give any oral or written statements to representatives of the at-fault party's insurance companies, since these can be used against you in court. It is also essential to consult a doctor right away after your accident, as certain injuries can take a while to show up and can be used against you if you try to obtain compensation for your injuries later on.
